{"id":52354,"date":"2025-10-20T13:57:38","date_gmt":"2025-10-20T11:57:38","guid":{"rendered":"https:\/\/www.altares.be\/?post_type=nieuws&#038;p=52354"},"modified":"2025-10-20T13:57:39","modified_gmt":"2025-10-20T11:57:39","slug":"updated-delinquency-score-for-portugal","status":"publish","type":"nieuws","link":"https:\/\/www.altares.be\/en\/nieuws\/vernieuwde-delinquency-score-voor-portugal\/","title":{"rendered":"Updated Delinquency Score for Portugal"},"content":{"rendered":"<p>On November 21, 2025, Dun &amp; Bradstreet will introduce a revised Delinquency Score for companies based in Portugal. This update will provide an even more accurate assessment of payment risks, enabling organizations to make better-informed credit decisions.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"880\" height=\"472\" src=\"https:\/\/www.altares.be\/wp-content\/uploads\/2025\/10\/Delinquency-score-portugal.webp\" alt=\"\" class=\"wp-image-52355\" srcset=\"https:\/\/www.altares.be\/wp-content\/uploads\/2025\/10\/Delinquency-score-portugal.webp 880w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/10\/Delinquency-score-portugal-300x161.webp 300w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/10\/Delinquency-score-portugal-150x80.webp 150w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/10\/Delinquency-score-portugal-768x412.webp 768w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/10\/Delinquency-score-portugal-18x10.webp 18w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/10\/Delinquency-score-portugal-24x13.webp 24w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/10\/Delinquency-score-portugal-36x19.webp 36w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/10\/Delinquency-score-portugal-48x26.webp 48w\" sizes=\"(max-width: 880px) 100vw, 880px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Why this update?<\/h2>\n\n\n\n<p>The business environment in Portugal is constantly changing. Dun &amp; Bradstreet therefore continues to invest in data-driven insights and advanced predictive models that help assess risks even more accurately.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is a Delinquency Score?<\/h2>\n\n\n\n<p>The Delinquency Score predicts the likelihood that a company will fall seriously behind with payments within twelve months. Dun &amp; Bradstreet considers a company to be seriously delinquent if it pays its bills more than 90 days late, seeks legal protection from creditors, or ceases operations without fully repaying its debts.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Minimum data requirements for scoring<\/h2>\n\n\n\n<p>To ensure the reliability of the score, only companies with sufficient up-to-date data are included. A company is eligible for scoring if it has:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Valid SIC activity code;<\/li>\n\n\n\n<li>Capital amount;<\/li>\n\n\n\n<li>A valid business address;<\/li>\n\n\n\n<li>A recent balance sheet (no more than 60 months old.<\/li>\n<\/ul>\n\n\n\n<p>Companies that do not meet these requirements are not eligible for scoring.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Launch and availability<\/h2>\n\n\n\n<p>The updated Dun &amp; Bradstreet Delinquency Score for Portugal will be introduced on the weekend of November 21, 2025. Within two week of implementation, the score will be updated for all companies that are part of the Scoreable Universe.<\/p>\n\n\n\n<p>De nieuwe score is beschikbaar binnen alle Dun &amp; Bradstreet-producten, waaronder bedrijfsrapporten, API\u2019s en webplatforms.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What does this mean for your company?<\/h2>\n\n\n\n<p>Do you do business with Portuguese companies? Then the updated Delinquency Score offers a valuable tool for identifying payment risks at an early stage. Dun &amp; Bradstreet bases this score on current and comprehensive data, such as payment behavior, financial results, and company characteristics. Thanks to years of experience and advanced models, the score provides a reliable picture of which companies are financially sound and which pose an increased risk.<\/p>\n\n\n\n<p class=\"translation-block\">The updated Delinquency Score is automatically applied in all D&amp;B products. Do you already monitor Portuguese companies? Then you don't need to do anything. If you have any questions, please contact <a href=\"https:\/\/www.altares.be\/en\/contact\/customer-service\/contact-form\/\" id=\"loggerlink_8571862\" target=\"_self\">customer service<\/a>  or your account manager.<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>On November 21, 2025, Dun &amp; Bradstreet will launch a revised Delinquency Score for Portugal. The update will help you identify payment risks even more effectively and make credit decisions with greater confidence. Read how the improved score works and what this means for your business.<\/p>","protected":false},"featured_media":52355,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false},"categories":[30],"class_list":["post-52354","nieuws","type-nieuws","status-publish","has-post-thumbnail","hentry","category-nieuwsberichten"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Vernieuwde Delinquency Score voor Portugal - Altares<\/title>\n<meta name=\"description\" content=\"Dun &amp; Bradstreet vernieuwt per 21 november 2025 de Delinquency Score voor Portugal, voor een nog nauwkeurigere inschatting van betalingsrisico&#039;s en kredietbeslissingen.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altares.be\/en\/news\/updated-delinquency-score-for-portugal\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vernieuwde Delinquency Score voor Portugal - Altares\" \/>\n<meta property=\"og:description\" content=\"Dun &amp; 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