{"id":51256,"date":"2025-07-02T10:20:54","date_gmt":"2025-07-02T08:20:54","guid":{"rendered":"https:\/\/www.altares.be\/?p=51256"},"modified":"2025-07-15T12:52:03","modified_gmt":"2025-07-15T10:52:03","slug":"nieuwe-aml-regels-eba-waarom-eigendomsstructuren-belangrijker-worden","status":"publish","type":"post","link":"https:\/\/www.altares.be\/en\/blog\/compliance\/nieuwe-aml-regels-eba-waarom-eigendomsstructuren-belangrijker-worden\/","title":{"rendered":"New AML rules EBA: why ownership structures are becoming more important"},"content":{"rendered":"

Mapping ownership structures can sometimes feel like searching through a maze. Especially when multiple layers and international entities are involved. Yet that is exactly what will soon be expected of banks and, indirectly, corporates.<\/p>\n\n\n\n

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The European Banking Authority (EBA) is working on stricter anti-money laundering rules. Banks will soon have to provide more insight into who is really behind an organization. This means that even intermediate layers of ownership and complex structures must be transparent. Although these rules officially apply to banks, they have a direct impact on companies that are part of the KYC process.<\/p>\n\n\n\n

What is changing<\/h2>\n\n\n\n

The EBA not only requires an insight into the ultimate stakeholders, but also into all intermediate layers. The definition of a complex structure is broadening, requiring more frequent clarification of exactly how the structure is put together. This requires more and more detailed information, such as organizational charts.<\/p>\n\n\n\n

Why this also affects your compliance processes<\/h2>\n\n\n\n

These rules are directed at banks, but you as a company will notice the consequences immediately. After all, banks need information to meet their obligations. Do you have an international or tiered structure? Then you can expect additional questions or more requests around documentation more often. Without clear information, you run the risk of delays in onboarding or periodic reviews.<\/p>\n\n\n\n

What you can do right now<\/h2>\n\n\n\n

The pressure for transparency is increasing. Organizing your ownership data properly now will prevent delays and additional questions later. Start with:<\/p>\n\n\n\n