{"id":51484,"date":"2025-07-28T10:01:27","date_gmt":"2025-07-28T08:01:27","guid":{"rendered":"https:\/\/www.altares.be\/?p=51484"},"modified":"2025-07-28T10:01:28","modified_gmt":"2025-07-28T08:01:28","slug":"defis-risque-credit-commercial-avenir","status":"publish","type":"post","link":"https:\/\/www.altares.be\/fr\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/","title":{"rendered":"Les principaux d\u00e9fis du risque de cr\u00e9dit commercial dans les ann\u00e9es \u00e0 venir"},"content":{"rendered":"<p>Le risque de cr\u00e9dit commercial correspond au risque qu\u2019un acheteur ne r\u00e8gle pas les biens ou services livr\u00e9s sur facture. Ce type de d\u00e9faut de paiement a une incidence directe sur la tr\u00e9sorerie, le fonds de roulement et la stabilit\u00e9 financi\u00e8re de l\u2019entreprise. Dans un contexte o\u00f9 les entreprises accordent de plus en plus de cr\u00e9dits pour rester comp\u00e9titives et stimuler leur chiffre d\u2019affaires, la gestion de ce risque devient d\u2019autant plus cruciale.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"880\" height=\"472\" src=\"https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1.png\" alt=\"weegschaal\" class=\"wp-image-51486\" srcset=\"https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1.png 880w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1-300x161.png 300w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1-150x80.png 150w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1-768x412.png 768w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1-18x10.png 18w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1-24x13.png 24w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1-36x19.png 36w, https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1-48x26.png 48w\" sizes=\"(max-width: 880px) 100vw, 880px\" \/><\/figure>\n\n\n\n<p>Or, au cours des deux \u00e0 trois prochaines ann\u00e9es, cette gestion s\u2019annonce nettement plus complexe, en raison de plusieurs \u00e9volutions mondiales simultan\u00e9es.<\/p>\n\n\n\n<p>Voici les cinq principaux d\u00e9fis identifi\u00e9s :<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. Plus de faillites<\/h2>\n\n\n\n<p>La combinaison de taux d\u2019int\u00e9r\u00eat \u00e9lev\u00e9s et d\u2019une croissance \u00e9conomique ralentie entra\u00eene une hausse des faillites, en particulier parmi les PME. Les entreprises les plus fragiles ont du mal \u00e0 refinancer leur dette ou \u00e0 absorber une baisse de la demande. Le risque de d\u00e9faut de paiement augmente. Cela impose une r\u00e9vision de votre app\u00e9tit pour le risque, un resserrement des conditions de cr\u00e9dit et une surveillance renforc\u00e9e de vos clients.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Instabilit\u00e9 g\u00e9opolitique et perturbations dans la cha\u00eene d\u2019approvisionnement<\/h2>\n\n\n\n<p>Les conflits (comme en Ukraine ou au Moyen-Orient), les sanctions et les restrictions commerciales viennent perturber le commerce international. Les cha\u00eenes d\u2019approvisionnement sont fragilis\u00e9es et certains paiements peuvent \u00eatre brutalement suspendus. Le risque g\u00e9opolitique doit d\u00e9sormais \u00eatre int\u00e9gr\u00e9 dans vos d\u00e9cisions de cr\u00e9dit, avec une capacit\u00e9 de r\u00e9action rapide. Il devient \u00e9galement crucial de diversifier vos fournisseurs et clients pour limiter votre exposition au risque.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Volatilit\u00e9 des taux d\u2019int\u00e9r\u00eat et pression sur la liquidit\u00e9<\/h2>\n\n\n\n<p>Le cr\u00e9dit devient plus co\u00fbteux et moins accessible, ce qui met sous pression la tr\u00e9sorerie des entreprises. Les retards ou suspensions de paiement se multiplient, notamment dans les secteurs cycliques ou \u00e0 forte intensit\u00e9 capitalistique (construction, automobile, luxe\u2026). Les gestionnaires de risque doivent r\u00e9\u00e9valuer leurs seuils d\u2019alerte et tester la r\u00e9silience de leur portefeuille face \u00e0 de nouvelles hausses de taux ou des probl\u00e8mes de financement.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Qualit\u00e9 des donn\u00e9es insuffisante et retard dans la num\u00e9risation<\/h2>\n\n\n\n<p>Des donn\u00e9es pr\u00e9cises et \u00e0 jour sont indispensables \u00e0 une bonne \u00e9valuation du risque de cr\u00e9dit. Pourtant, de nombreuses entreprises ne disposent pas de syst\u00e8mes int\u00e9gr\u00e9s permettant de suivre efficacement le comportement et la sant\u00e9 financi\u00e8re de leurs clients. Les outils bas\u00e9s sur l\u2019intelligence artificielle et les plateformes num\u00e9riques de gestion du cr\u00e9dit restent peu utilis\u00e9s, notamment dans les PME et les march\u00e9s \u00e9mergents. Combler ce retard est essentiel pour d\u00e9tecter les signaux de risque plus t\u00f4t et automatiser les processus d\u2019\u00e9valuation.<\/p>\n\n\n\n<p><strong>Lisez aussi :<\/strong> <a href=\"https:\/\/www.altares.be\/fr\/produits\/db-finance-analytics\/\">D&amp;B Finance Analytics : la plateforme intelligente de gestion du cr\u00e9dit pour toutes les entreprises<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5. Risques li\u00e9s au climat et \u00e0 l\u2019ESG<\/h2>\n\n\n\n<p>Les facteurs environnementaux, sociaux et de gouvernance (ESG) prennent une place croissante dans l\u2019\u00e9valuation du risque de cr\u00e9dit. Cela inclut par exemple les dommages li\u00e9s au climat, qui perturbent les activit\u00e9s commerciales, ou la r\u00e9glementation ESG, qui touche les mod\u00e8les \u00e9conomiques. Dans le m\u00eame temps, les donn\u00e9es ESG restent souvent incoh\u00e9rentes, et les m\u00e9thodologies d\u2019\u00e9valuation manquent encore de maturit\u00e9. Il devient donc difficile d\u2019int\u00e9grer ces risques de mani\u00e8re pr\u00e9cise dans les conditions de cr\u00e9dit.<\/p>\n\n\n\n<p><strong>Lisez aussi :<\/strong> <a href=\"https:\/\/www.altares.be\/fr\/learn\/esg\/\">Qu\u2019est-ce que l\u2019abr\u00e9viation ESG et pourquoi est-elle si importante ?<\/a><\/p>\n\n\n\n<p>Le contexte \u00e9volue vite : plus complexe, plus impr\u00e9visible. Entre pression \u00e9conomique, instabilit\u00e9 g\u00e9opolitique, manque de liquidit\u00e9s, donn\u00e9es limit\u00e9es et exigences ESG, vos mod\u00e8les de risque sont mis \u00e0 rude \u00e9preuve.<\/p>\n\n\n\n<p>La solution ? La cl\u00e9 consiste \u00e0 exploiter intelligemment l\u2019ensemble des donn\u00e9es disponibles, internes comme externes, afin d\u2019obtenir une vue \u00e0 360\u00b0 sur vos clients et fournisseurs. En associant cette vision globale \u00e0 des mod\u00e8les d\u2019\u00e9valuation personnalis\u00e9s et \u00e0 une prise de d\u00e9cision automatis\u00e9e, vous augmentez consid\u00e9rablement votre agilit\u00e9. Et surtout, vous devenez plus r\u00e9silient face \u00e0 des risques en constante \u00e9volution.<\/p>","protected":false},"excerpt":{"rendered":"<p>Le risque de cr\u00e9dit commercial devient plus difficile \u00e0 ma\u00eetriser face \u00e0 la hausse des faillites, aux tensions g\u00e9opolitiques, \u00e0 la volatilit\u00e9 des taux d\u2019int\u00e9r\u00eat, \u00e0 la raret\u00e9 des donn\u00e9es et aux exigences ESG. Pour rester financi\u00e8rement r\u00e9silientes dans un environnement commercial de plus en plus complexe, les entreprises doivent r\u00e9agir plus vite et plus intelligemment, en s\u2019appuyant sur des donn\u00e9es int\u00e9gr\u00e9es, des mod\u00e8les de scoring sur mesure et l\u2019automatisation.<\/p>","protected":false},"author":2,"featured_media":51486,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[21],"tags":[],"class_list":["post-51484","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-risk-management"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>De grootste uitdagingen in Trade Credit Risk voor de komende jaren - Altares<\/title>\n<meta name=\"description\" content=\"Ontdek de 5 grootste Trade Credit Risk uitdagingen en hoe je je organisatie wapent met data, automatisering en risicomodellen.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altares.be\/fr\/blog\/credit-risk-management\/defis-risque-credit-commercial-avenir\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"De grootste uitdagingen in Trade Credit Risk voor de komende jaren - Altares\" \/>\n<meta property=\"og:description\" content=\"Ontdek de 5 grootste Trade Credit Risk uitdagingen en hoe je je organisatie wapent met data, automatisering en risicomodellen.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.altares.be\/fr\/blog\/credit-risk-management\/defis-risque-credit-commercial-avenir\/\" \/>\n<meta property=\"og:site_name\" content=\"Altares\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-28T08:01:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-28T08:01:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"880\" \/>\n\t<meta property=\"og:image:height\" content=\"472\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"J@han\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"J@han\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture est.\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/\"},\"author\":{\"name\":\"J@han\",\"@id\":\"https:\\\/\\\/www.altares.be\\\/#\\\/schema\\\/person\\\/7877c47934a033959662af941380354f\"},\"headline\":\"De grootste uitdagingen in Trade Credit Risk voor de komende jaren\",\"datePublished\":\"2025-07-28T08:01:27+00:00\",\"dateModified\":\"2025-07-28T08:01:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/\"},\"wordCount\":463,\"publisher\":{\"@id\":\"https:\\\/\\\/www.altares.be\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.altares.be\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/laptopwarning-1.png\",\"articleSection\":[\"Credit Risk Management\"],\"inLanguage\":\"fr-BE\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/\",\"url\":\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/\",\"name\":\"De grootste uitdagingen in Trade Credit Risk voor de komende jaren - Altares\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.altares.be\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.altares.be\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/laptopwarning-1.png\",\"datePublished\":\"2025-07-28T08:01:27+00:00\",\"dateModified\":\"2025-07-28T08:01:28+00:00\",\"description\":\"Ontdek de 5 grootste Trade Credit Risk uitdagingen en hoe je je organisatie wapent met data, automatisering en risicomodellen.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/#breadcrumb\"},\"inLanguage\":\"fr-BE\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.altares.be\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/laptopwarning-1.png\",\"contentUrl\":\"https:\\\/\\\/www.altares.be\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/laptopwarning-1.png\",\"width\":880,\"height\":472,\"caption\":\"weegschaal\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.altares.be\\\/blog\\\/credit-risk-management\\\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.altares.be\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"De grootste uitdagingen in Trade Credit Risk voor de komende jaren\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.altares.be\\\/#website\",\"url\":\"https:\\\/\\\/www.altares.be\\\/\",\"name\":\"Altares\",\"description\":\"part of the Dun &amp; Bradstreet worldwide network\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.altares.be\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.altares.be\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-BE\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.altares.be\\\/#organization\",\"name\":\"Altares\",\"url\":\"https:\\\/\\\/www.altares.be\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/www.altares.be\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.altares.be\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/Altares_RGB_liggend.svg\",\"contentUrl\":\"https:\\\/\\\/www.altares.be\\\/wp-content\\\/uploads\\\/2021\\\/03\\\/Altares_RGB_liggend.svg\",\"width\":145.57333,\"height\":20.52,\"caption\":\"Altares\"},\"image\":{\"@id\":\"https:\\\/\\\/www.altares.be\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.altares.be\\\/#\\\/schema\\\/person\\\/7877c47934a033959662af941380354f\",\"name\":\"J@han\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-BE\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/96ecbc8bbb033e563778ab4ac332224c13a826e61099c9d54468a5f2f8f910d8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/96ecbc8bbb033e563778ab4ac332224c13a826e61099c9d54468a5f2f8f910d8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/96ecbc8bbb033e563778ab4ac332224c13a826e61099c9d54468a5f2f8f910d8?s=96&d=mm&r=g\",\"caption\":\"J@han\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Les principaux d\u00e9fis du risque de cr\u00e9dit commercial dans les ann\u00e9es \u00e0 venir \u2013 Altares","description":"D\u00e9couvrez les 5 plus grands d\u00e9fis du risque de cr\u00e9dit commercial et comment renforcer votre organisation gr\u00e2ce aux donn\u00e9es, \u00e0 l\u2019automatisation et aux mod\u00e8les de risque.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.altares.be\/fr\/blog\/credit-risk-management\/defis-risque-credit-commercial-avenir\/","og_locale":"fr_FR","og_type":"article","og_title":"De grootste uitdagingen in Trade Credit Risk voor de komende jaren - Altares","og_description":"Ontdek de 5 grootste Trade Credit Risk uitdagingen en hoe je je organisatie wapent met data, automatisering en risicomodellen.","og_url":"https:\/\/www.altares.be\/fr\/blog\/credit-risk-management\/defis-risque-credit-commercial-avenir\/","og_site_name":"Altares","article_published_time":"2025-07-28T08:01:27+00:00","article_modified_time":"2025-07-28T08:01:28+00:00","og_image":[{"width":880,"height":472,"url":"https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1.png","type":"image\/png"}],"author":"J@han","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"J@han","Dur\u00e9e de lecture est.":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/#article","isPartOf":{"@id":"https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/"},"author":{"name":"J@han","@id":"https:\/\/www.altares.be\/#\/schema\/person\/7877c47934a033959662af941380354f"},"headline":"De grootste uitdagingen in Trade Credit Risk voor de komende jaren","datePublished":"2025-07-28T08:01:27+00:00","dateModified":"2025-07-28T08:01:28+00:00","mainEntityOfPage":{"@id":"https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/"},"wordCount":463,"publisher":{"@id":"https:\/\/www.altares.be\/#organization"},"image":{"@id":"https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/#primaryimage"},"thumbnailUrl":"https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1.png","articleSection":["Credit Risk Management"],"inLanguage":"fr-BE"},{"@type":"WebPage","@id":"https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/","url":"https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/","name":"Les principaux d\u00e9fis du risque de cr\u00e9dit commercial dans les ann\u00e9es \u00e0 venir \u2013 Altares","isPartOf":{"@id":"https:\/\/www.altares.be\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/#primaryimage"},"image":{"@id":"https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/#primaryimage"},"thumbnailUrl":"https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1.png","datePublished":"2025-07-28T08:01:27+00:00","dateModified":"2025-07-28T08:01:28+00:00","description":"D\u00e9couvrez les 5 plus grands d\u00e9fis du risque de cr\u00e9dit commercial et comment renforcer votre organisation gr\u00e2ce aux donn\u00e9es, \u00e0 l\u2019automatisation et aux mod\u00e8les de risque.","breadcrumb":{"@id":"https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/#breadcrumb"},"inLanguage":"fr-BE","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/"]}]},{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/#primaryimage","url":"https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1.png","contentUrl":"https:\/\/www.altares.be\/wp-content\/uploads\/2025\/07\/laptopwarning-1.png","width":880,"height":472,"caption":"weegschaal"},{"@type":"BreadcrumbList","@id":"https:\/\/www.altares.be\/blog\/credit-risk-management\/de-grootste-uitdagingen-in-trade-credit-risk-voor-de-komende-jaren\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.altares.be\/"},{"@type":"ListItem","position":2,"name":"De grootste uitdagingen in Trade Credit Risk voor de komende jaren"}]},{"@type":"WebSite","@id":"https:\/\/www.altares.be\/#website","url":"https:\/\/www.altares.be\/","name":"Altares","description":"partenaire du r\u00e9seau mondial de Dun\u00a0&amp;\u00a0Bradstreet","publisher":{"@id":"https:\/\/www.altares.be\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.altares.be\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-BE"},{"@type":"Organization","@id":"https:\/\/www.altares.be\/#organization","name":"Altares","url":"https:\/\/www.altares.be\/","logo":{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/www.altares.be\/#\/schema\/logo\/image\/","url":"https:\/\/www.altares.be\/wp-content\/uploads\/2021\/03\/Altares_RGB_liggend.svg","contentUrl":"https:\/\/www.altares.be\/wp-content\/uploads\/2021\/03\/Altares_RGB_liggend.svg","width":145.57333,"height":20.52,"caption":"Altares"},"image":{"@id":"https:\/\/www.altares.be\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.altares.be\/#\/schema\/person\/7877c47934a033959662af941380354f","name":"J@han","image":{"@type":"ImageObject","inLanguage":"fr-BE","@id":"https:\/\/secure.gravatar.com\/avatar\/96ecbc8bbb033e563778ab4ac332224c13a826e61099c9d54468a5f2f8f910d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/96ecbc8bbb033e563778ab4ac332224c13a826e61099c9d54468a5f2f8f910d8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/96ecbc8bbb033e563778ab4ac332224c13a826e61099c9d54468a5f2f8f910d8?s=96&d=mm&r=g","caption":"J@han"}}]}},"_links":{"self":[{"href":"https:\/\/www.altares.be\/fr\/wp-json\/wp\/v2\/posts\/51484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.altares.be\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.altares.be\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.altares.be\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.altares.be\/fr\/wp-json\/wp\/v2\/comments?post=51484"}],"version-history":[{"count":0,"href":"https:\/\/www.altares.be\/fr\/wp-json\/wp\/v2\/posts\/51484\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.altares.be\/fr\/wp-json\/wp\/v2\/media\/51486"}],"wp:attachment":[{"href":"https:\/\/www.altares.be\/fr\/wp-json\/wp\/v2\/media?parent=51484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.altares.be\/fr\/wp-json\/wp\/v2\/categories?post=51484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.altares.be\/fr\/wp-json\/wp\/v2\/tags?post=51484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}