Monitor credit risk for clients and suppliers
Automate credit processes and credit decisions
Optimise your cash flow
How it works
Every day we collect, analyze and structure huge amounts of financial data. Thanks to our patented quality processes and smart algorithms, we can inform you about the financial health of your customer, prospect, partner or supplier.
Although each market worldwide has its own risk scores and ratings, Overall Business Risk uses data available locally to create a globally consistent picture that can be used to compare companies in different countries.
D&B's maximum credit shows the total value of goods and/or services that the average creditor should have outstanding at one time. This limit is calculated based on organization size, industry (SIC) and risk factor.
The D&B Failure Score makes risks visible and is based on
the largest possible amount of trade information. This score
refines the risk scale from 1 to 4 of the D&B Rating to a more
refined scale from 1 to 100. The higher the D&B Failure Score,
the healthier the status of that company.
The D&B failure score is dynamic, meaning that it is recalculated every time we collect a new piece of information
about an origination, or when information changes.
Through the Dun-Trade® Program, D&B annually collects
millions of payment experiences from companies in order to
be able to analyze the payment behavior. The result of this
analysis is shown in the D&B Paydex®, which indicates how
fast a company pays its invoices. Every day, thousands of
current payment experiences are added to the database. This
gives the Paydex® rating a very up-to-date insight into the
payment behavior of your customers, prospects and suppliers.
It has been shown that, twelve months before the bankruptcy
decision, 75% of the bankrupt companies had a D&B ‘Risk
Factor 4’. The Risk Factor warns you at an early stage about
possible problems and gives you plenty of opportunity to adjust
your terms and conditions accordingly in order to avoid losses.
The D&B Rating consists of two parts, namely the ‘financial
strength’ code (based on the net equity) and the ‘Risk
factor’ to reflect the risk, when you start doing business
with a company. The Risk Factor varies from 1 (minimum risk:
continue the transaction) to 4 (significant risk: only do
business on a secured basis). This risk indicator is unique
in the world of credit.
Work with the speed of light, in what’s probably world’s most disruptive webbased credit solution on the market.
The Dun & Bradstreet Family Tree let’s you examine risk
across an entire corporate entity, leveraging the power
of the DUNS-number in our extensive database of
Past and present legal activities can impact a company’s
financial stability and operations. Here you’ll discover
lawsuits and resulting court rulings. Dun & Bradstreet is the
only credit data provider that offers lawsuit data at an
Examples of legal activities that could affect your business
You need to know what’s happening with your customers
when it is happening, so you can proactively drive the
strategy instead of being caught off guard. Receive alerts
on accounts and be the first to know when a business has
an increasing level of risk. Early notifications allow you to
make quicker decisions, so you can focus on the more
Please contact us for a demo. We are happy to show you everything D&B Market Insight has to offer.
Dun & Bradstreet Country Insight Services provides you
with the information, insight and expert recommendations
to identify opportunities and risks whilst doing business
across the globe.
Understand the total risk and identify growth opportunities
in your account portfolio trough powerful segmentation
capabilities and flexible tagging options. Your entire team
will be able to zero in quickly on the right information.
Because businesses often maintain an active presence
through social media, D&B Credit can give you additional
insights from other data sources such as aggregated
tweets, online company news alerts and changes in
Our D&B Direct for Credit API provides the intelligence to
transform the way you do business. It delivers risk and
financial data into the applications where you need them
most. Provide your teams with the instant insight they need,
to improve the quality and speed of decisionmaking to drive
better business results.
View reports the way you want to see them, going intuitively
from critical summary information to comprehensive
Achieve your credit management challenges with D&B Credit.
For a clean, efficient and effective customer underwriting process, you need a reliable source of up-to-date business information. Integrate Dun & Bradstreet data directly into your own environment and automate your underwriting process for fast, informed and consistent decisions. Read more.
Did a promising lead come in? Good for you! But now it's time to make some business decisions. Are you going to accept him as a customer? Can he buy on credit, and if so on what terms? When making these decisions, use our reliable business information, such as our credit risk data. Then you avoid doing business with companies that actually cannot meet their financial obligations. Read more.
Altares Dun & Bradstreet's country information informs you of everything you need to know about doing business in a specific country. You will be kept informed of important changes and of expected national developments within a country that may affect your business. Read more.
By enriching your own client information with valuable Altares Dun & Bradstreet data, you create a clear overview and always know exactly how your client portfolio is doing. Where are your risks and where are your opportunities? Based on this insight you can segment your dunning process and determine focus within your portfolio. Read more.
Altares Dun & Bradstreet
Inter Access Park
1702 Dilbeek (Brussel)