Credit Risk Management
Our data gives you insight into the payment behavior and financial position of 400+ million companies worldwide, including their subsidiaries. Estimate in time whether your new customer can pay and determine yourself with whom you do business.
Our Credit Risk Management products
Grip on financial risks
Payment behavior, credit limits, risk scores and more: our products give you a handle on financial risks of customers and suppliers.
Quickly and easily retrieve credit reports on 400+ million companies worldwide.
Compare companies worldwide with one standardized set of financial data.
Choose 'blocks' of our credit risk data and link it to your own systems and applications via our API.
Customer Acceptance
Take control and decide which companies you do or do not want to do business with based on their financial situation.
Determine payment term and credit limit
A late payer does not have to be a bad payer. Based on the average payment period, determine which financial conditions you will include in a contract.
Predictive credit management
Predict late and defaulters and reduce the risk of your debtors, but also test your prospects, suppliers and other business relationships.
Consistent credit policy
Link our data to your own systems, such as CRM and ERP, to clearly implement consistent credit policies with customers and suppliers.
Automation
Use our data for automated credit checks, for example by checking your customers' creditworthiness 'under water'. Based on the outcome, you can grant appropriate financial conditions.
What credit risk data do we offer?
Financial information on customers, prospects and suppliers.
The Overall Business Risk is a global risk score based on local data. Thus, it creates a global consistent view that can be used to compare companies in different countries.
Paydex
The Paydex is an analysis of millions of payments and payment experiences and shows how quickly a company pays its invoices. Every day we add thousands of payments for an up-to-date Paydex.
D&B Rating
The Dun & Bradstreet Rating has been considered the leading indicator of business risk for many years. The D&B Rating, which includes the "financial strength" (based on net equity) and the "risk factor" indicate how risky doing business with a particular company is.
Credit Limits
Recommended maximum credit that a creditor should have outstanding at one time. The limit is a calculation of company size, industry (SIC) and Risk Factor.
D&B Failure Score
Makes risk visible and is based on the largest possible amount of trading information. This score refines the D&B Rating from 1 to 4 to a scale of 1 to 100. The higher the score, the healthier the company.
Corporate Linkages
Corporate Linkages unravels the relationships between companies within a corporate structure. We can do this thanks to the power of the D-U-N-S number; a unique 9-digit number for every entity in the world.
What our customers say
"To make sure we are sourcing good, reliable dealers everywhere, we need the expertise of Altares Dun & Bradstreet"
"We can now act proactively when it comes to credit risk"
"We had another business information provider, but in testing we found that with their data we were only covering 45 percent of our customers"
"Doing business based on current, complete and accurate data"
"Only by automating can we make substantial gains"
"Improved customer insight and optimal service"
"'For Barco, it is important to support your strategy and decisions with market data"
"Altares Dun & Bradstreet's Marketing Insight solutions have provided ten times higher conversion from 'suspects' to 'prospects' in the Benelux"
"Altares Dun & Bradstreet understands the data and the business. Together we will take steps toward the sustainable future"
"We obviously don't want to do business with individuals or organizations that are subject to sanctions"
"We used to spend 100,000 euros or even 150,000 euros, on writing off bad debt every year"
"Our data partner therefore needed to have international data"
Want to learn more about our
Credit Risk Management products?
Get in touch with us. We'd be happy to help.
Why credit risk data from Altares Dun & Bradstreet?
Exclusive partner of the worldwide Dun & Bradstreet Network in the Benelux and France
The only one in the world with extensive knowledge of corporate structures and the directors and UBOs
175 years of experience
Patented data quality process
Daily monitoring and updates ensure always current data
White paper
Credit monitoring
Opportunities for your organization in focus
A credit check at customer acceptance is valuable, but also immediately outdated. The real credit risk actually begins after you have accepted a customer. accepted. The solution: monitor the financial health of your customers in real time.
Pdf of 16 pages, 0.4 MB
What can we help you with?
I want to automate my customer acceptance process
For a clean, efficient and effective customer underwriting process, you need a reliable source of up-to-date business information. Integrate Dun & Bradstreet data directly into your own environment and automate your underwriting process for fast, informed and consistent decisions. Read more.
I want to assess the risks with prospects
Did a promising lead come in? Good for you! But now it's time to make some business decisions. Are you going to accept him as a customer? Can he buy on credit, and if so on what terms? When making these decisions, use our reliable business information, such as our credit risk data. Then you avoid doing business with companies that actually cannot meet their financial obligations. Read more.
I want to understand the risks of a country's business environment
Altares Dun & Bradstreet's country information informs you of everything you need to know about doing business in a specific country. You will be kept informed of important changes and of expected national developments within a country that may affect your business. Read more.
I want to monitor the developments within my debtor portfolio
By enriching your own client information with valuable Altares Dun & Bradstreet data, you create a clear overview and always know exactly how your client portfolio is doing. Where are your risks and where are your opportunities? Based on this insight you can segment your dunning process and determine focus within your portfolio. Read more.
