Credit Risk Management
Protect your business from defaulters and lower your DSO and collection costs
- Check customers, leads and suppliers worldwide for creditworthiness
- Continuous monitoring of the financial health of your portfolio
- Proactively get defaulters out of your system again
Predict and prevent payment risks
Of course you want assurance about the creditworthiness of your portfolio, but separate credit reports are expensive and manual checks time-consuming. You also miss important changes in their financial status with that approach.
Altares Dun & Bradstreet offers the solution to minimize payment risks. You get continuous insight into your entire portfolio: automated and integrated with your systems.
Credit managers use our solution for...
Automating credit checks
You always have complete, current and comprehensive business information of your companies and suppliers in your systems. From address to business registration numbers and turnover.
Accelerate customer acceptance process
Enrich your prospects immediately upon account creation. Assess their potential by company size, sales figures and corporate linkages.
Determine payment term and credit limit
Prevent data entry errors through standardization. The system automatically recognizes and corrects typos, ensuring a more efficient and reliable process.
Predictive credit management
You see immediately when the creditworthiness of your portfolio changes. Thanks to automatic real-time monitoring, you can act proactively in the event of increased risks. This saves you a lot of time, worry and, above all, unnecessary collection costs.
Consistent credit policy
Make it easy on yourself with one uniform credit policy. By linking the D&B data to your own systems, you automatically apply the same rules to all your business partners worldwide. This saves you time, prevents errors and keeps you in control of risks.
Challenge decision of credit insurance
Do you disagree with your credit insurance decision? With our comprehensive D&B ratings and reports, you have strong arguments to challenge it. With pre-screening and continuous monitoring, you are naturally in a stronger position.
Automating credit checks
You always have complete, current and comprehensive business information of your companies and suppliers in your systems. From address to business registration numbers and turnover.
Accelerate customer acceptance process
Enrich your prospects immediately upon account creation. Assess their potential by company size, sales figures and corporate linkages.
Determine payment term and credit limit
Prevent data entry errors through standardization. The system automatically recognizes and corrects typos, ensuring a more efficient and reliable process.
Predictive credit management
Je ziet direct wanneer de kredietwaardigheid van je portefeuille verandert. Dankzij automatische real-time monitoring kun je proactief handelen bij verhoogde risico's. Dit bespaart je veel tijd, zorgen en vooral onnodige incassokosten.
Consequent kredietbeleid
Maak het jezelf makkelijk met één uniform kredietbeleid. Door de D&B data te koppelen aan je eigen systemen, pas je automatisch dezelfde regels toe op al je zakenpartners wereldwijd. Zo bespaar je tijd, voorkom je fouten en houd je controle over risico's.
Challenge decision of credit insurance
Ben je het niet eens met het besluit van je kredietverzekering? Met onze uitgebreide D&B-ratings en rapporten heb je sterke argumenten in handen om dit aan te vechten. Met screening vooraf en continue monitoring sta je uiteraard sterker.
A credit risk management solution for every department and company
Discover the ideal credit risk management solution: from stand-alone platform to system integrations. Our credit risk management specialists help think through the best approach, guide implementations and remain available for support.
You have three options
Use the best credit risk platform in the world
Integrate our solution into your own ERP or CRM
Gebruik onze API voor risicodata in elk systeem
Use the best credit risk platform in the world
Integrate our solution into your own ERP or CRM
Use our API for risk data in any system
The most complete financial data worldwide at your disposal
Our Altares D&B Data Cloud is enriched daily with information from more than 30,000 verified sources. Thanks to the patented quality process, we guarantee always up-to-date data on more than 600 million companies worldwide.
Overall Business Risk
Compare companies worldwide with one standard risk score. This is practical because it allows you to make consistent credit decisions if you have business relationships in multiple countries. This risk score allows you to compare them easily.
Paydex
Instantly see if a company is paying invoices on time. This Paydex score is based on the analysis of millions of payments made. Moreover, this data is refreshed every day with the latest payments. If a business partner's situation changes, you'll know.
D&B Rating
The globally recognized standard for business risk. The D&B rating combines financial health with risk factors to indicate how risky it is to do business with a company.
Credit Limits
Get instant advice on how much credit you can safely extend. This is calculated based on company size, industry and what risks are involved.
D&B Failure Scoring
A number from 1 to 100 that shows how a company's financial health is. The higher the score, the better off the company is. The rating is based on the largest collection of trade data in the world.
Corporate Linkage
Discover complete corporate structures thanks to the unique D-U-N-S number. This shows all parent, subsidiary and sister companies for a complete picture of potential group risks.
Overall Business Risk
Compare companies worldwide with one standard risk score. This is practical because it allows you to make consistent credit decisions if you have business relationships in multiple countries. This risk score allows you to compare them easily.
Paydex
Instantly see if a company is paying invoices on time. This Paydex score is based on the analysis of millions of payments made. Moreover, this data is refreshed every day with the latest payments. If a business partner's situation changes, you'll know.
D&B Rating
The globally recognized standard for business risk. The D&B rating combines financial health with risk factors to indicate how risky it is to do business with a company.
Credit Limits
Get instant advice on how much credit you can safely extend. This is calculated based on company size, industry and what risks are involved.
D&B Failure Scoring
A number from 1 to 100 that shows how a company's financial health is. The higher the score, the better off the company is. The rating is based on the largest collection of trade data in the world.
Corporate Linkage
Discover complete corporate structures thanks to the unique D-U-N-S number. This shows all parent, subsidiary and sister companies for a complete picture of potential group risks.
White paper
Credit monitoring: visualizing opportunities for your organization
- Download our white paper now and discover:
- Why a one-time credit check is no longer enough.
- What alarm signals that you need to take action.
- How to save time and costs with automated monitoring.
PDF of 14 pages (0.2 MB)
Get a better grip on your financial risks
D&B Finance Analytics
Tool for managing, automating and monitoring all your credit decisions
D&B Global Financials
Compare companies globally based on one standardized set of financial data.
D&B Direct+ Data Blocks
Link your customer data in your database(s) together using our D-U-N-S number. This creates order and structure in your existing data.
Not quite getting there?
Ask one of our experts.
D&B Finance Analytics
Tool voor het beheren, automatiseren en monitoren van al je kredietbeslissingen.
> Meer weten
D&B Global Financials
Compare companies globally based on one standardized set of financial data.
> Meer weten
D&B Direct+ Data Blocks
Link your customer data in your database(s) together using our D-U-N-S number. This creates order and structure in your existing data.
> Meer wetenTake charge of your credit risk management
Discover in a demo how easy it is to screen and monitor customers and suppliers yourself so that your organization's risk is minimized.
What customers say about our credit risk solutions
FAQ over Credit Risk
Does this make sense for our business? We let customers pay in advance
Getting customers to pay in advance is smart, but you may be missing out on sales because there are also companies that don't want to or can't. Then it's nice to know how much money you can safely deliver something on invoice for. You can see that right away in our credit risk solution.
How can I speed up my acceptance process?
You need up-to-date business information for a clean and efficient underwriting process. Link our D&B data to your CRM or ERP and automate your entire underwriting process. So you take fast, well-founded and consistent decisions. The system screens customers automatically and assigns the correct limits immediately. Read more
How can I proactively assess and identify risks with prospects?
Is there a promising lead? Then you have to make important decisions: will you accept them as a customer and under what conditions? With our reliable credit data, you avoid doing business with companies that cannot meet their financial obligations. Our system automatically monitors their financial health throughout your collaboration. Does their financial health change? Then you receive an alert, so you can act proactively. Read more
How do I understand the risks of a country's business environment?
Altares Dun & Bradstreet's country information informs you of everything you need to know about doing business in a specific country. You'll stay informed about important changes and expected national developments within a country that could affect your business.
Read more
How can I monitor developments within my accounts receivable portfolio?
By enriching your own customer information with valuable data from Altares Dun & Bradstreet, you create a clear overview and always know exactly how your customer portfolio is doing. Where are your risks and where are the opportunities? Based on this insight, you can segment your dunning process and determine focus within your portfolio.
Read more
Related Matters
What else can we help you with?
Unlock deeper insights and optimize decision making with other additional tools and features we offer.
Be able to assess risk with prospects
Is there a promising lead? Use our reliable company information and credit risk data to decide whether to accept him as a client and under what conditions, and avoid financial risk.
Map your market and market potential
Understanding your market is critical to success. The Dun & Bradstreet Data Cloud provides comprehensive analysis, insight into market share and market penetration, and discovers growth opportunities through quick, simple business counts.
Integreer Dun & Bradstreet-gegevens naadloos in uw ERP-systeem
Integrate our rich database into your ERP system for clean data, instant validation and enrichment of customer information, and improve your underwriting process and scoring model with up-to-date data.
Identify stakeholders (UBO) of complex organizations
Almost 70% of Dutch private limited companies are linked to other companies through shares. The Dun & Bradstreet Data Cloud provides a complete overview of these relationships, from small companies to large multinationals.
Krijg een volledig inzicht in ESG-prestaties met D&B ESG-Platform
Establishing business relationships with ethical companies is one of the growing priorities of companies to mitigate risk, increase resilience and improve business performance.Â
