Over onze credit check
Elke dag verzamelen, analyseren en structureren we enorme hoeveelheden financiële data. Dankzij onze gepatenteerde kwaliteitsprocessen en slimme algoritmen kan onze credit check je informeren over de financiële gezondheid van je klant, prospect, partner of leverancier.
Although each market worldwide has its own risk scores and ratings, Overall Business Risk uses data available locally to create a globally consistent picture that can be used to compare companies in different countries.
D&B's maximum credit shows the total value of goods and/or services that the average creditor should have outstanding at one time. This limit is calculated based on organization size, industry (SIC) and risk factor.
The D&B Failure Score makes risks visible and is based on
the largest possible amount of trade information. This score
refines the risk scale from 1 to 4 of the D&B Rating to a more
refined scale from 1 to 100. The higher the D&B Failure Score,
the healthier the status of that company.
The D&B failure score is dynamic, meaning that it is recalculated every time we collect a new piece of information
about an origination, or when information changes.
Through the Dun-Trade® Program, D&B annually collects
millions of payment experiences from companies in order to
be able to analyze the payment behavior. The result of this
analysis is shown in the D&B Paydex®, which indicates how
fast a company pays its invoices. Every day, thousands of
current payment experiences are added to the database. This
gives the Paydex® rating a very up-to-date insight into the
payment behavior of your customers, prospects and suppliers.
It has been shown that, twelve months before the bankruptcy
decision, 75% of the bankrupt companies had a D&B ‘Risk
Factor 4’. The Risk Factor warns you at an early stage about
possible problems and gives you plenty of opportunity to adjust
your terms and conditions accordingly in order to avoid losses.
The D&B Rating consists of two parts, namely the ‘financial
strength’ code (based on the net equity) and the ‘Risk
factor’ to reflect the risk, when you start doing business
with a company. The Risk Factor varies from 1 (minimum risk:
continue the transaction) to 4 (significant risk: only do
business on a secured basis). This risk indicator is unique
in the world of credit.
Active business records
Daily updated data elements
Over onze credit check
The Dun & Bradstreet Family Tree let’s you examine risk
across an entire corporate entity, leveraging the power
of the DUNS-number in our extensive database of
Past and present legal activities can impact a company’s
financial stability and operations. Here you’ll discover
lawsuits and resulting court rulings. Dun & Bradstreet is the
only credit data provider that offers lawsuit data at an
Examples of legal activities that could affect your business
Met D&B Credit kun je zelf ongelimiteerd credit checks uitvoeren en deze bedrijven vervolgens monitoren.
Dun & Bradstreet Country Insight Services provides you
with the information, insight and expert recommendations
to identify opportunities and risks whilst doing business
across the globe.
With our API you transform the way you do business. You connect risk and financial data in the applications where you need it most. Offer your teams data & insights they need to improve the quality and speed of decision making to achieve better business results.
A credit check at customer acceptance is
valuable, but also immediately outdated. The real credit risk actually begins after you have accepted a customer.
accepted. The solution: monitor the financial
health of your customers in real time.
View all whitepapers
Exclusive partner of the worldwide Dun & Bradstreet Network in the Benelux and France
Extensive knowledge of corporate structures, including financial insights into subsidiaries
175 years of experience
Patented data quality process
Daily monitoring and updates ensure always current data
For a clean, efficient and effective customer underwriting process, you need a reliable source of up-to-date business information. Integrate Dun & Bradstreet data directly into your own environment and automate your underwriting process for fast, informed and consistent decisions. Read more.
Did a promising lead come in? Good for you! But now it's time to make some business decisions. Are you going to accept him as a customer? Can he buy on credit, and if so on what terms? When making these decisions, use our reliable business information, such as our credit risk data. Then you avoid doing business with companies that actually cannot meet their financial obligations. Read more.
Altares Dun & Bradstreet's country information informs you of everything you need to know about doing business in a specific country. You will be kept informed of important changes and of expected national developments within a country that may affect your business. Read more.
By enriching your own client information with valuable Altares Dun & Bradstreet data, you create a clear overview and always know exactly how your client portfolio is doing. Where are your risks and where are your opportunities? Based on this insight you can segment your dunning process and determine focus within your portfolio. Read more.
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